Why Engage de Jonge Read®

Trusted pre-insolvency specialists delivering strategic, personalised solutions to protect business owners and directors across Australia.

Specialised Business Advice Tailored to Your Unique Circumstances

When financial pressure builds, you need advice that is practical, accurate and specific to your situation. At de Jonge Read®, we help business owners and directors navigate the complex minefield of insolvency by providing clear, strategic guidance before issues escalate.

We review your business and personal position, identify the most effective pathways available and provide a written plan tailored to your goals. This may include restructuring the business, negotiating with the ATO or creditors, managing personal exposure, improving asset protection or planning a safe and controlled exit.

Our role goes beyond strategy. We help you implement the recommended actions with precision, ensuring every step is handled properly and your risks are reduced.

Since 2006 we have helped thousands of Australians through financial distress, supporting them to protect their families, their businesses and their personal assets.

Key differences between pre-insolvency advice and formal insolvency practitioner roles.

Why Choose de Jonge Read® Before Insolvency Practitioners

At de Jonge Read®, we believe in putting your best interests first. Our focus is on early action, tailored advice and strategies that protect your goals, your family and your future. We work with you before insolvency to help you manage risk, stabilise pressure and regain control of your situation.

Insolvency Practitioners, by comparison, are legally required to act in the best interests of creditors. Their work centres on formal processes, investigations, recoveries and compliance. While essential in the right circumstances, their duty is not to protect the business owner, which can leave directors exposed at the very moment they need personal guidance and support.

This is where we are different. We assist you through the early stages of financial difficulty, helping you understand your risks, assess your options and take steps that prioritise your personal position before any formal process begins. Whether you are dealing with ATO debt, creditor pressure or cashflow issues, we provide practical and proactive advice designed to reduce stress, preserve value and help you move forward safely.

Insolvency Practitioners

  • Act for creditors, not directors: Their duty is creditor recovery, not protecting you.
  • Focus on formal legal processes: Centred on reports, investigations and compliance.
  • Engage in formal insolvency processes: No strategic guidance, fewer options and increased director risk.
  • Investigate director actions: Your decisions are reviewed for creditor benefit.

The de Jonge Read® Difference

  • Protect your personal position first: Your family, assets and future come before anything else.
  • Act early so you stay in control: Proactive guidance gives you better, safer options.
  • Tailor strategies to your situation: Advice aligned to your goals, not creditor demands.
  • Give clarity in simple terms: Clear, easy guidance so you can make confident decisions.

See How We Help

  • Sharon Pullen (Accountant)

    “de Jonge Read® were fantastic, they offer alternatives, which I as an accountant are just not skilled enough to do”

  • Trish Hale (Accountant)

    “The experience I have had with de Jonge Read® and what they can do to help you, is nothing short of amazing”

  • Company Liquidation

    • Creditors’ Voluntary Liquidation (CVL)

      A formal process to wind up an insolvent company and reduce director risk

    • Members Voluntary Liquidation (MVL)

      A structured way to close a solvent company and distribute assets tax-effectively

  • Small Business Restructuring (SBR)

    • Small Business Restructuring (SBR)

      A streamlined restructuring pathway that helps eligible SMEs reduce unsecured debt

  • Voluntary Administration

    • VA/DOCA

      A formal process to assess options and propose a binding Deed of Company Arrangement

  • Personal Insolvency

    • Personal Bankruptcy

      A legal process that releases individuals from unmanageable debts

    • Part IX & X Debt Agreement

      Legally binding debt agreements that provide alternatives to full bankruptcy

  • Other Options to Consider

    • Business Restructuring

      Informal restructuring strategies to stabilise the business and address mounting pressure

    • Controlled Exit

      Guidance to plan and complete an orderly and compliant business wind-down

    • Informal Negotiations

      Short-term creditor negotiations to reduce immediate financial pressure

    • Asset Protection Strategies

      Structuring guidance that helps minimise personal exposure to business liabilities

    • Finance Options

      Assessing funding suitability and exploring finance options for business stability